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NAICS 424690, industry

NAICS 424690: Other chemical and allied products merchant wholesalers

NAICS 424690 is the industry code for other chemical and allied products merchant wholesalers. Use it on loan applications, tax forms and registrations. Lenders price it on the business's own numbers rather than an industry program.

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What 424690 covers

Businesses here wholesale chemicals and allied products not covered elsewhere, such as industrial chemicals, solvents, adhesives, compressed gases, cleaning compounds and swimming pool chemicals sold to manufacturers and contractors.

Included in this code

  • Industrial chemicals and solvents
  • Industrial and welding gases
  • Adhesives and sealants
  • Cleaning and sanitation chemicals
  • Pool and water treatment chemicals
  • Dry ice

Not this code

Businesses that use 424690

Chemical distributorIndustrial gas supplierWater treatment chemical wholesalerAdhesives distributor

Financing for this trade

Chemical distributors use asset based lines secured by receivables and inventory, plus tank, trailer and cylinder financing. Lenders review hazmat permits, environmental liability insurance and storage compliance.

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Is 424690 the right code for a chemical distributor?

Yes, if you resell industrial chemicals, solvents, gases, adhesives or cleaning compounds to manufacturers, contractors or institutions. Farm chemicals and fertilizer go to 424910, paint to 424950 and plastics resins to 424610. If you blend or manufacture the chemicals in your own plant, a 325 manufacturing code fits better.

What is the SBA size standard for 424690?

The SBA size standard for 424690 is 175 employees. SBA counts the average number of people on payroll, full time, part time and temporary, over the last 24 months, and adds in any affiliates. A chemical distributor under that headcount counts as small for SBA 7(a) and 504 loans and for federal small business contracts, whatever its revenue.

What do lenders check for a chemical distributor?

Expect questions on hazardous materials permits, environmental insurance, storage and spill history, and any Superfund exposure at owned sites. Lines of credit advance against receivables and saleable inventory, while tanks, trucks and cylinder fleets are financed as equipment. SBA 504 loans can fund a compliant warehouse, often after a Phase I environmental review.

What does NAICS 424690 cover?

Other chemical and allied products merchant wholesalers. Industry level code in NAICS 2022, under 42 Wholesale trade, 424 Merchant wholesalers, nondurable goods, 4246 Chemical and allied products merchant wholesalers, 42469 Other chemical and allied products merchant wholesalers.

What financing do NAICS 424690 businesses use?

Term loans, lines of credit, SBA loans and working capital are the usual products. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 424690?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.