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NAICS 424950, industry

NAICS 424950: Paint, varnish, and supplies merchant wholesalers

NAICS 424950 is the industry code for paint, varnish, and supplies merchant wholesalers. Use it on loan applications, tax forms and registrations. Lenders price it on the business's own numbers rather than an industry program.

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What 424950 covers

Wholesalers here sell paint, varnish, wallpaper and painting supplies such as brushes and rollers to contractors and retailers.

Included in this code

  • Paint and coatings wholesale
  • Varnish and stains
  • Wallpaper
  • Painting supplies and sundries

Not this code

Businesses that use 424950

Paint distributor to contractorsAutomotive paint jobberCoatings wholesaler

Financing for this trade

Paint wholesalers use receivables lines for contractor accounts and inventory loans for stock. Lenders review contractor credit and seasonality in construction.

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Is 424950 the right code for a paint distributor?

Yes, if you sell paint, coatings, wallpaper or painting supplies wholesale to contractors, body shops or retailers. Automotive paint jobbers selling to body shops fit here. Paint stores serving homeowners use 444120. If your work overlaps, also read the definitions for 444120 (paint and wallpaper retailers) and 325510 (paint and coating manufacturing), then choose the code that matches your largest source of revenue.

What is the SBA size standard for 424950?

The SBA size standard for 424950 is 150 employees. SBA counts the average number of people on payroll, full time, part time and temporary, over the last 24 months, and adds in any affiliates. A paint distributor under that headcount counts as small for SBA 7(a) and 504 loans and for federal small business contracts, whatever its revenue.

What financing do paint distributors use?

A receivables based line of credit is the core tool, since painting contractors and body shops buy on account. Tinting equipment and delivery trucks are financed with equipment loans. Lenders watch contractor concentration and seasonal swings in exterior painting. Expect lenders to ask for receivables and payables agings, recent bank statements and a debt schedule, which also help a broker match the request to the right lender quickly.

What does NAICS 424950 cover?

Paint, varnish, and supplies merchant wholesalers. Industry level code in NAICS 2022, under 42 Wholesale trade, 424 Merchant wholesalers, nondurable goods, 4249 Miscellaneous nondurable goods merchant wholesalers, 42495 Paint, varnish, and supplies merchant wholesalers.

What financing do NAICS 424950 businesses use?

Term loans, lines of credit, SBA loans and working capital are the usual products. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 424950?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.