Powered by LevrNAICS 424990: Other miscellaneous nondurable goods merchant wholesalers
NAICS 424990 is the industry code for other miscellaneous nondurable goods merchant wholesalers. Use it on loan applications, tax forms and registrations. Lenders price it on the business's own numbers rather than an industry program.
What 424990 covers
This catch all code covers wholesalers of nondurable goods not classified elsewhere, such as candles, artificial flowers, pet supplies, cosmetics sold wholesale, textile bags and general merchandise.
Included in this code
- Pet supplies wholesale
- Candles and artificial flowers
- Cosmetics and perfume wholesale
- Burlap and textile bags
- Nondurable general merchandise
Not this code
- Drugs and toiletries: see 424210 Drugs and druggists' sundries merchant wholesalers
- Durable general merchandise: see 423990 Other miscellaneous durable goods merchant wholesalers
- Paper products: see 424130 Industrial and personal service paper merchant wholesalers
Businesses that use 424990
Financing for this trade
Typical financing includes lines of credit, inventory loans, factoring and import trade finance. Lenders review inventory turnover and retailer concentration.
Apply for funding with AIIs 424990 the right code for a nondurable goods wholesaler?
Yes, if you wholesale nondurable goods that have no specific code, such as pet supplies, candles, artificial plants or beauty products sold to salons and stores. Check 424210 for toiletries and 424130 for paper goods first. Durable items go to 423990.
What is the SBA size standard for 424990?
The SBA size standard for 424990 is 100 employees. SBA counts the average number of people on payroll, full time, part time and temporary, over the last 24 months, and adds in any affiliates. A nondurable goods wholesaler under that headcount counts as small for SBA 7(a) and 504 loans and for federal small business contracts, whatever its revenue.
What financing helps a nondurable goods wholesaler?
A revolving line of credit or factoring covers retailer receivables. Importers use purchase order financing and letters of credit to pay suppliers. SBA 7(a) loans fund warehouse buys and acquisitions. Lenders check inventory aging, return rates and the share of sales from top customers.
What does NAICS 424990 cover?
Other miscellaneous nondurable goods merchant wholesalers. Industry level code in NAICS 2022, under 42 Wholesale trade, 424 Merchant wholesalers, nondurable goods, 4249 Miscellaneous nondurable goods merchant wholesalers, 42499 Other miscellaneous nondurable goods merchant wholesalers.
What financing do NAICS 424990 businesses use?
Term loans, lines of credit, SBA loans and working capital are the usual products. Start an application and the AI matches the deal to lenders that fund this code.
Where do I put NAICS 424990?
On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.