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NAICS 445132, industry

NAICS 445132: Vending machine operators

NAICS 445132 is the industry code for vending machine operators. Use it on loan applications, tax forms and registrations. Explore financing for retail and start your application when you are ready.

What 445132 covers

Vending machine operators sell snacks, drinks, food or other goods through coin, card or app operated machines placed at other businesses' locations.

New code in NAICS 2022, replacing 454210 Vending Machine Operators.

Included in this code

  • Snack and drink vending routes
  • Micro markets in workplaces
  • Hot food and coffee vending
  • Healthy vending routes

Not this code

Businesses that use 445132

Snack vending routeMicro market operatorOffice coffee and vending company

Financing for this trade

Vending operators finance machines with equipment loans and leases, buy routes with SBA 7(a) loans and use vehicle loans for service vans. Lenders review location contracts and route revenue history.

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Is 445132 the right code for a vending machine operator?

Yes, if you earn revenue by selling goods through vending machines or self checkout micro markets you place at other locations. Arcade and amusement machines use 713120. Companies that sell vending machines to operators use 423850. Owners in this trade most often weigh it against 423850 (service establishment equipment and supplies merchant wholesalers) and 713120 (amusement arcades). The right choice is the activity that brings in the most revenue, used the same way on tax returns and loan applications.

What is the SBA size standard for 445132?

The SBA size standard for 445132 is $21M in average annual receipts. SBA averages total gross receipts over the last five completed fiscal years and adds in any affiliates under common control. A vending machine operator at or below that figure counts as small for SBA 7(a) and 504 loans and for federal small business contracts.

What financing do vending machine operators use?

Equipment financing and leases cover machines, card readers and micro market kiosks. SBA 7(a) loans and seller notes are common for buying an established route. Service vans use vehicle loans. Lenders want location contracts, route sales records and telemetry reports if machines are connected.

What does NAICS 445132 cover?

Vending machine operators. Industry level code in NAICS 2022, under 44-45 Retail trade, 445 Food and beverage retailers, 4451 Grocery and convenience retailers, 44513 Convenience retailers and vending machine operators.

What financing do NAICS 445132 businesses use?

Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for retail businesses. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 445132?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.