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NAICS 445292, industry

NAICS 445292: Confectionery and nut retailers

NAICS 445292 is the industry code for confectionery and nut retailers. Use it on loan applications, tax forms and registrations. Explore financing for retail and start your application when you are ready.

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What 445292 covers

Confectionery and nut retailers sell candy, chocolate, nuts and popcorn, including stores that make candy on site for sale there.

Included in this code

  • Candy stores
  • Chocolate shops
  • Nut and popcorn shops
  • Fudge shops

Not this code

Businesses that use 445292

Chocolate shopCandy storePopcorn shop

Financing for this trade

Candy shops use SBA 7(a) loans for buildouts, equipment loans for kitchens and seasonal lines for holiday inventory. Lenders look at seasonality and tourist traffic.

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Is 445292 the right code for a candy shop?

Yes, if you run a store selling candy, chocolate, nuts or popcorn to the public, even if you make some of it in back. Factories selling mostly wholesale use 311351 or 311340. The closest alternatives are 424450 (confectionery merchant wholesalers) and 311351 (chocolate and confectionery manufacturing from cacao beans). Use whichever matches your largest revenue stream, and keep it consistent across tax filings, SBA forms and lender applications.

What is the SBA size standard for 445292?

The SBA size standard for 445292 is $20M in average annual receipts. SBA averages total gross receipts over the last five completed fiscal years and adds in any affiliates under common control. A candy shop at or below that figure counts as small for SBA 7(a) and 504 loans and for federal small business contracts.

What financing helps a candy or chocolate shop?

SBA 7(a) loans fund buildouts and franchise purchases, while kettles, tempering machines and display cases use equipment loans. A seasonal line covers inventory before Valentine's Day and the winter holidays. Lenders look at seasonal sales and lease terms. Businesses within the $20M SBA size standard can also use SBA 7(a) loans of up to $5 million for working capital, equipment or a buyout, and SBA 504 loans for owner occupied buildings.

What does NAICS 445292 cover?

Confectionery and nut retailers. Industry level code in NAICS 2022, under 44-45 Retail trade, 445 Food and beverage retailers, 4452 Specialty food retailers, 44529 Other specialty food retailers.

What financing do NAICS 445292 businesses use?

Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for retail businesses. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 445292?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.