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NAICS 424450, industry

NAICS 424450: Confectionery merchant wholesalers

NAICS 424450 is the industry code for confectionery merchant wholesalers. Use it on loan applications, tax forms and registrations. Lenders price it on the business's own numbers rather than an industry program.

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What 424450 covers

This code covers wholesalers of confectionery: candy, chewing gum, nuts, popcorn and snack items, often sold to convenience stores, vending operators and grocers.

Included in this code

  • Candy and chocolate wholesale
  • Chewing gum
  • Salted nuts and popcorn
  • Snack foods for convenience stores

Not this code

Businesses that use 424450

Candy and tobacco distributorVending supply distributorSnack food wholesaler

Financing for this trade

Convenience distributors use inventory lines, delivery van financing and receivables lending. Lenders look at excise tax obligations when tobacco is in the mix and at convenience store customer credit.

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Is 424450 the right code for a candy and snack distributor?

Yes, if candy, gum, nuts or snack foods are your main products sold to stores, vending operators or institutions. Distributors whose main line is cigarettes and tobacco usually use 424940. Candy makers use 311340 or 311351, and candy shops use 445292.

What is the SBA size standard for 424450?

The SBA size standard for 424450 is 225 employees. SBA counts the average number of people on payroll, full time, part time and temporary, over the last 24 months, and adds in any affiliates. A candy and snack distributor under that headcount counts as small for SBA 7(a) and 504 loans and for federal small business contracts, whatever its revenue.

How do convenience store distributors finance inventory?

They use a revolving line of credit against receivables and inventory, plus van and truck loans for route delivery. When tobacco is a large share of sales, lenders also check excise tax compliance and bonding. Route acquisitions are often funded with SBA 7(a) loans.

What does NAICS 424450 cover?

Confectionery merchant wholesalers. Industry level code in NAICS 2022, under 42 Wholesale trade, 424 Merchant wholesalers, nondurable goods, 4244 Grocery and related product merchant wholesalers, 42445 Confectionery merchant wholesalers.

What financing do NAICS 424450 businesses use?

Term loans, lines of credit, SBA loans and working capital are the usual products. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 424450?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.