NAICS 482112: Short line railroads
NAICS 482112 is the industry code for short line railroads. Use it on loan applications, tax forms and registrations. Explore financing for trucking and logistics and start your application when you are ready.
What 482112 covers
Short line railroads operate local or regional rail lines, often connecting shippers to larger railroads. Switching and terminal railroads are included.
Included in this code
- Short line freight railroads
- Regional railroads
- Switching and terminal railroads
Not this code
- Line haul railroads: see 482111 Line-Haul railroads
- Rail car repair and switching services: see 488210 Support activities for rail transportation
- Scenic railroads: see 487110 Scenic and sightseeing transportation, land
Businesses that use 482112
Financing for this trade
Short lines use equipment loans and leases for locomotives, rail infrastructure loans and federal programs such as CRISI grants and RRIF loans. Lenders look at shipper concentration.
Apply for funding with AIIs 482112 the right code for a short line railroad?
Yes, if you operate a local or regional railroad serving shippers and interchanging with larger railroads. Tourist railroads use 487110, and contractors providing switching or maintenance services use 488210. If your work overlaps, also read the definitions for 482111 (line haul railroads) and 488210 (support activities for rail transportation), then choose the code that matches your largest source of revenue.
What is the SBA size standard for 482112?
The SBA size standard for 482112 is 1,500 employees. SBA counts the average number of people on payroll, full time, part time and temporary, over the last 24 months, and adds in any affiliates. A short line railroad under that headcount counts as small for SBA 7(a) and 504 loans and for federal small business contracts, whatever its revenue.
What financing do short line railroads use?
Locomotives and railcars are financed with equipment loans and leases. Track rehabilitation can draw on federal grants and Railroad Rehabilitation and Improvement Financing loans, plus state rail programs. Lenders review shipper contracts, carload trends and track condition. Businesses within the 1,500 employees SBA size standard can also use SBA 7(a) loans of up to $5 million for working capital, equipment or a buyout, and SBA 504 loans for owner occupied buildings.
What does NAICS 482112 cover?
Short line railroads. Industry level code in NAICS 2022, under 48-49 Transportation and warehousing, 482 Rail transportation, 4821 Rail transportation, 48211 Rail transportation.
What financing do NAICS 482112 businesses use?
Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for trucking and logistics businesses. Start an application and the AI matches the deal to lenders that fund this code.
Where do I put NAICS 482112?
On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.