Powered by LevrNAICS 482111: Line-Haul railroads
NAICS 482111 is the industry code for line-haul railroads. Use it on loan applications, tax forms and registrations. Explore financing for trucking and logistics and start your application when you are ready.
What 482111 covers
Line haul railroads operate long distance rail networks carrying freight or passengers between cities. Class I freight railroads are the main businesses in this code.
Included in this code
- Class I freight railroads
- Long distance freight rail networks
- Intercity passenger rail
Not this code
- Short line railroads: see 482112 Short line railroads
- Commuter rail: see 485112 Commuter rail systems
- Railroad maintenance services: see 488210 Support activities for rail transportation
Businesses that use 482111
Financing for this trade
Large railroads use bonds, equipment trust certificates and leases for locomotives and railcars. Lenders review traffic volumes and regulated asset values.
Apply for funding with AIIs 482111 the right code for a line haul railroad?
Yes, if you operate a long distance railroad network moving freight or passengers between regions. Smaller regional and local railroads use 482112, and rail service contractors use 488210. The closest alternatives are 482112 (short line railroads) and 488210 (support activities for rail transportation). Use whichever matches your largest revenue stream, and keep it consistent across tax filings, SBA forms and lender applications.
What is the SBA size standard for 482111?
The SBA size standard for 482111 is 1,500 employees. SBA counts the average number of people on payroll, full time, part time and temporary, over the last 24 months, and adds in any affiliates. A line haul railroad under that headcount counts as small for SBA 7(a) and 504 loans and for federal small business contracts, whatever its revenue.
How are railroads financed?
Large railroads fund locomotives and railcars through equipment trust certificates, leases and corporate bonds. Track and terminal investments come from operating cash flow and long term debt. Lenders weigh traffic volumes, regulation and the long life of rail assets. A broker who works with many lenders can line up bank, SBA and alternative offers side by side, which often matters more than chasing the lowest headline price.
What does NAICS 482111 cover?
Line-Haul railroads. Industry level code in NAICS 2022, under 48-49 Transportation and warehousing, 482 Rail transportation, 4821 Rail transportation, 48211 Rail transportation.
What financing do NAICS 482111 businesses use?
Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for trucking and logistics businesses. Start an application and the AI matches the deal to lenders that fund this code.
Where do I put NAICS 482111?
On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.