Powered by LevrNAICS 485112: Commuter rail systems
NAICS 485112 is the industry code for commuter rail systems. Use it on loan applications, tax forms and registrations. Explore financing for trucking and logistics and start your application when you are ready.
What 485112 covers
Commuter rail systems run passenger trains between cities and their suburbs on regular schedules. Contract operators running commuter trains for public agencies are included.
Included in this code
- Commuter rail lines
- Suburban rail operators
- Contract operators running commuter trains for agencies
Not this code
- Intercity rail: see 482111 Line-Haul railroads
- Light rail and subways: see 485119 Other urban transit systems
- Mixed mode systems: see 485111 Mixed mode transit systems
Businesses that use 485112
Financing for this trade
Commuter rail is funded by public grants and bonds. Contract operators use working capital lines and equipment financing.
Apply for funding with AIIs 485112 the right code for a commuter rail operator?
Yes, if you operate passenger trains that carry commuters between a city and its suburbs. Intercity rail uses 482111, and subways and light rail use 485119. If your work overlaps, also read the definitions for 482111 (line haul railroads) and 485119 (other urban transit systems), then choose the code that matches your largest source of revenue.
What is the SBA size standard for 485112?
The SBA size standard for 485112 is $47M in average annual receipts. SBA averages total gross receipts over the last five completed fiscal years and adds in any affiliates under common control. A commuter rail operator at or below that figure counts as small for SBA 7(a) and 504 loans and for federal small business contracts.
How is commuter rail financed?
Agencies use federal and state grants, fares and municipal bonds for rolling stock and track. Private operators running service under contract use lines of credit and performance bonds. Lenders look at contract length and public funding stability. Businesses within the $47M SBA size standard can also use SBA 7(a) loans of up to $5 million for working capital, equipment or a buyout, and SBA 504 loans for owner occupied buildings.
What does NAICS 485112 cover?
Commuter rail systems. Industry level code in NAICS 2022, under 48-49 Transportation and warehousing, 485 Transit and ground passenger transportation, 4851 Urban transit systems, 48511 Urban transit systems.
What financing do NAICS 485112 businesses use?
Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for trucking and logistics businesses. Start an application and the AI matches the deal to lenders that fund this code.
Where do I put NAICS 485112?
On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.