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NAICS 484122, industry

NAICS 484122: General freight trucking, long-distance, less than truckload

NAICS 484122 is the industry code for general freight trucking, long-distance, less than truckload. Use it on loan applications, tax forms and registrations. Explore financing for trucking and logistics and start your application when you are ready.

What 484122 covers

Long distance less than truckload carriers combine shipments from many shippers on the same trailer, moving them through terminals between cities.

Included in this code

  • Less than truckload carriers
  • Regional LTL networks
  • Terminal based freight networks

Not this code

Businesses that use 484122

Regional LTL carrierNational LTL network

Financing for this trade

LTL carriers finance trucks and trailers and terminal real estate with equipment and real estate loans, and use asset based lines secured by receivables. Lenders look at terminal network, density and claims rates.

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Is 484122 the right code for a LTL carrier?

Yes, if you consolidate shipments from many customers on shared trailers through a terminal network. Full truckload carriers use 484121, and parcel carriers use 492110. If your work overlaps, also read the definitions for 484121 (general freight trucking, long distance, truckload) and 492110 (couriers and express delivery services), then choose the code that matches your largest source of revenue.

What is the SBA size standard for 484122?

The SBA size standard for 484122 is $43M in average annual receipts. SBA averages total gross receipts over the last five completed fiscal years and adds in any affiliates under common control. A LTL carrier at or below that figure counts as small for SBA 7(a) and 504 loans and for federal small business contracts.

What financing do LTL carriers use?

Equipment loans and leases fund tractors, pup trailers and forklifts, while terminals are financed with real estate and SBA 504 loans for smaller carriers. Asset based lines secured by receivables provide working capital. Lenders review density, cargo claims and terminal utilization.

What does NAICS 484122 cover?

General freight trucking, long-distance, less than truckload. Industry level code in NAICS 2022, under 48-49 Transportation and warehousing, 484 Truck transportation, 4841 General freight trucking, 48412 General freight trucking, long-distance.

What financing do NAICS 484122 businesses use?

Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for trucking and logistics businesses. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 484122?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.