Powered by LevrNAICS 493120: Refrigerated warehousing and storage
NAICS 493120 is the industry code for refrigerated warehousing and storage. Use it on loan applications, tax forms and registrations. Explore financing for trucking and logistics and start your application when you are ready.
What 493120 covers
Refrigerated warehousing and storage businesses store frozen and chilled goods for others, including cold storage and blast freezing.
Included in this code
- Cold storage warehouses
- Frozen food storage
- Blast freezing services
- Refrigerated distribution centers
Not this code
- General warehousing: see 493110 General warehousing and storage
- Frozen food wholesale: see 424420 Packaged frozen food merchant wholesalers
- Farm product storage: see 493130 Farm product warehousing and storage
Businesses that use 493120
Financing for this trade
Cold storage operators finance refrigeration systems and buildings with SBA 504 and commercial real estate loans, plus equipment loans. Lenders look at energy costs and client contracts.
Apply for funding with AIIs 493120 the right code for a cold storage warehouse?
Yes, if you store frozen or chilled goods for other companies. If you own the food and resell it, use a wholesale code. Dry warehousing uses 493110. Owners in this trade most often weigh it against 493110 (general warehousing and storage) and 424420 (packaged frozen food merchant wholesalers). The right choice is the activity that brings in the most revenue, used the same way on tax returns and loan applications.
What is the SBA size standard for 493120?
The SBA size standard for 493120 is $37M in average annual receipts. SBA averages total gross receipts over the last five completed fiscal years and adds in any affiliates under common control. A cold storage warehouse at or below that figure counts as small for SBA 7(a) and 504 loans and for federal small business contracts.
How is a cold storage warehouse financed?
Buildings and refrigeration plants are expensive, so SBA 504 loans, commercial real estate loans and equipment financing are used together. Lenders review client contracts, utilization, energy costs and the condition of refrigeration systems. Businesses within the $37M SBA size standard can also use SBA 7(a) loans of up to $5 million for working capital, equipment or a buyout, and SBA 504 loans for owner occupied buildings.
What does NAICS 493120 cover?
Refrigerated warehousing and storage. Industry level code in NAICS 2022, under 48-49 Transportation and warehousing, 493 Warehousing and storage, 4931 Warehousing and storage, 49312 Refrigerated warehousing and storage.
What financing do NAICS 493120 businesses use?
Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for trucking and logistics businesses. Start an application and the AI matches the deal to lenders that fund this code.
Where do I put NAICS 493120?
On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.