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NAICS 424420, industry

NAICS 424420: Packaged frozen food merchant wholesalers

NAICS 424420 is the industry code for packaged frozen food merchant wholesalers. Use it on loan applications, tax forms and registrations. Lenders price it on the business's own numbers rather than an industry program.

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What 424420 covers

This code is for wholesalers of packaged frozen foods such as frozen vegetables, dinners, desserts and seafood that is packaged, but not meat or fish handled in bulk.

Included in this code

  • Packaged frozen foods
  • Frozen vegetables and fruit
  • Frozen dinners and pizza
  • Frozen desserts and ice cream novelties

Not this code

Businesses that use 424420

Frozen food distributor to restaurantsIce cream novelty distributorFrozen dessert wholesaler

Financing for this trade

Frozen food distributors need refrigerated truck financing, freezer equipment loans and receivables lines. Lenders look at cold chain controls, spoilage losses and the payment history of restaurant and store accounts.

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Is 424420 the right code for a frozen food distributor?

Yes, if most of your sales are packaged frozen foods distributed to stores, schools or restaurants. Broadline distributors carrying everything use 424410, and frozen fish or meat handled as a specialty go under 424460 or 424470. Ice cream distributors may use 424430 when dairy is the main line.

What is the SBA size standard for 424420?

The SBA size standard for 424420 is 200 employees. SBA counts the average number of people on payroll, full time, part time and temporary, over the last 24 months, and adds in any affiliates. A frozen food distributor under that headcount counts as small for SBA 7(a) and 504 loans and for federal small business contracts, whatever its revenue.

What financing helps a frozen food distributor?

Reefer trucks and freezer warehouse equipment are the big capital needs, financed with equipment loans or leases. A receivables line covers restaurant and school accounts that pay on terms. SBA 504 loans can buy a freezer warehouse. Lenders review temperature logs, insurance and spoilage history.

What does NAICS 424420 cover?

Packaged frozen food merchant wholesalers. Industry level code in NAICS 2022, under 42 Wholesale trade, 424 Merchant wholesalers, nondurable goods, 4244 Grocery and related product merchant wholesalers, 42442 Packaged frozen food merchant wholesalers.

What financing do NAICS 424420 businesses use?

Term loans, lines of credit, SBA loans and working capital are the usual products. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 424420?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.