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NAICS 812220, industry

NAICS 812220: Cemeteries and crematories

NAICS 812220 is the industry code for cemeteries and crematories. Use it on loan applications, tax forms and registrations. Lenders price it on the business's own numbers rather than an industry program.

What 812220 covers

Cemeteries and crematories operate burial grounds, mausoleums and cremation facilities, selling burial plots, niches and cremation services. Pet cemeteries and crematories also fit.

Included in this code

  • Cemeteries
  • Crematories
  • Mausoleums and columbariums
  • Pet cemeteries and crematories
  • Memorial gardens

Businesses that use 812220

Private cemeteryCrematory operatorPet crematory

Financing for this trade

Cemeteries and crematories finance cremation retorts with equipment loans, land and buildings with SBA 504 or commercial loans, and acquisitions with SBA 7(a). Lenders look at perpetual care trust funding, preneed sales, call volume and environmental permits for crematories.

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Is 812220 the right code for a cemetery or crematory?

Yes, if you operate a cemetery, mausoleum, columbarium or crematory, including pet crematories. Funeral homes that arrange services but do not run the crematory use 812210. Monument dealers selling headstones use a retail code. Many crematories that serve funeral homes on contract also use 812220.

What is the SBA size standard for 812220?

SBA sets the size standard for 812220 at $25 million in average annual receipts, averaged over the last five completed fiscal years and counting affiliates. Cemeteries and crematories at or under that figure qualify as small businesses for SBA 7(a) and 504 loans and for federal small business set asides. Most independent cemeteries and crematories fall well inside the limit, so size is rarely what decides an SBA application.

How are crematories and cemeteries financed?

Crematories finance retorts and processors with equipment loans and buildings with SBA 504 or 7(a) loans. Cemetery buyers use SBA or commercial acquisition loans. Lenders look at volume from funeral home partners, perpetual care and preneed trust balances, permits and the owner's industry experience.

What does NAICS 812220 cover?

Cemeteries and crematories. Industry level code in NAICS 2022, under 81 Other services (except public administration), 812 Personal and laundry services, 8122 Death care services, 81222 Cemeteries and crematories.

What financing do NAICS 812220 businesses use?

Term loans, lines of credit, SBA loans and working capital are the usual products. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 812220?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.