NAICS 812921: Photofinishing laboratories (except one-hour)
NAICS 812921 is the industry code for photofinishing laboratories (except one-hour). Use it on loan applications, tax forms and registrations. Lenders price it on the business's own numbers rather than an industry program.
What 812921 covers
Photofinishing labs develop film and produce prints, enlargements and photo products, other than one hour labs, often serving professional photographers.
Included in this code
- Professional photo labs
- Film developing
- Photo printing and enlargements
- Photo book production
Not this code
- One hour photofinishing: see 812922 One-Hour photofinishing
- Commercial printing: see 323111 Commercial printing (except screen and books)
Businesses that use 812921
Financing for this trade
Labs finance printers and processors with equipment loans and use lines of credit. Lenders look at professional photographer accounts and order volume.
Apply for funding with AIIs 812921 the right code for a photo lab?
Yes, if you develop film or produce prints and photo products in a lab, typically for professional photographers and online orders. Same day one hour labs use 812922. Commercial printing of marketing materials uses 323111. Photo book producers fit here too. Labs mainly serving the public same day belong in 812922.
What is the SBA size standard for 812921?
SBA sets the size standard for 812921 at $29.5 million in average annual receipts, averaged over the last five completed fiscal years and counting affiliates. Photofinishing laboratories at or under that figure qualify as small businesses for SBA 7(a) and 504 loans and for federal small business set asides. Most independent photofinishing laboratories fall well inside the limit, so size is rarely what decides an SBA application.
How do photo labs finance equipment?
Most labs finance digital printers, processors and finishing gear with equipment loans or leases, and keep a line of credit for paper and supplies. Lenders look at professional accounts, recurring online orders and the age of equipment. Online order platforms help.
What does NAICS 812921 cover?
Photofinishing laboratories (except one-hour). Industry level code in NAICS 2022, under 81 Other services (except public administration), 812 Personal and laundry services, 8129 Other personal services, 81292 Photofinishing.
What financing do NAICS 812921 businesses use?
Term loans, lines of credit, SBA loans and working capital are the usual products. Start an application and the AI matches the deal to lenders that fund this code.
Where do I put NAICS 812921?
On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.