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NAICS 812922, industry

NAICS 812922: One-Hour photofinishing

NAICS 812922 is the industry code for one-hour photofinishing. Use it on loan applications, tax forms and registrations. Lenders price it on the business's own numbers rather than an industry program.

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What 812922 covers

One hour photofinishing labs develop film and print photos quickly while customers wait, including photo kiosks and same day printing counters.

Included in this code

  • One hour photo labs
  • Same day photo printing
  • Photo kiosks

Not this code

Businesses that use 812922

Same day photo printing shopPhoto kiosk operator

Financing for this trade

These small shops use equipment loans for printers and kiosks and SBA microloans. Lenders look at sales and owner credit.

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Is 812922 the right code for a one hour photo lab?

Yes, if you print photos or develop film while customers wait. Professional labs serving photographers over longer turnaround times use 812921. Copy shops with photo kiosks as a sideline use 561439. Photo kiosk operators fit too. If most orders come from professional photographers and ship days later, 812921 fits better.

What is the SBA size standard for 812922?

SBA sets the size standard for 812922 at $19 million in average annual receipts, averaged over the last five completed fiscal years and counting affiliates. One hour photofinishing labs at or under that figure qualify as small businesses for SBA 7(a) and 504 loans and for federal small business set asides. Most independent one hour photofinishing labs fall well inside the limit, so size is rarely what decides an SBA application.

How do one hour photo businesses finance printers?

Equipment loans or leases for printers and kiosks are typical, sometimes paired with SBA microloans for working capital. Lenders look at daily sales, location traffic and the owner's credit, since the equipment is the main collateral. SBA microloans fill gaps.

What does NAICS 812922 cover?

One-Hour photofinishing. Industry level code in NAICS 2022, under 81 Other services (except public administration), 812 Personal and laundry services, 8129 Other personal services, 81292 Photofinishing.

What financing do NAICS 812922 businesses use?

Term loans, lines of credit, SBA loans and working capital are the usual products. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 812922?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.