Powered by LevrNAICS 423410: Photographic equipment and supplies merchant wholesalers
NAICS 423410 is the industry code for photographic equipment and supplies merchant wholesalers. Use it on loan applications, tax forms and registrations. Lenders price it on the business's own numbers rather than an industry program.
What 423410 covers
This code covers merchant wholesalers of photographic equipment and supplies, such as cameras, film, lenses and darkroom supplies.
Included in this code
- Cameras and lenses
- Photographic film and paper
- Studio lighting
- Photo processing supplies
Not this code
- Camera stores: see 449210 Electronics and appliance retailers
- Photographic equipment manufacturing: see 333310 Commercial and service industry machinery manufacturing
- Electronics wholesaling: see 423690 Other electronic parts and equipment merchant wholesalers
Businesses that use 423410
Financing for this trade
Photo equipment wholesalers use inventory and receivables financing. Lenders look at product obsolescence and retailer concentration.
Apply for funding with AIIs 423410 the right code for a photographic equipment wholesaler?
Yes, if you sell cameras, lenses, film or photo supplies to retailers and businesses. Camera stores selling to consumers use retail codes. Consumer electronics distributors with only some camera lines may use 423620 or 423690. Lenders check that the code on your application matches your tax return, so settle on one and keep it consistent.
What is the SBA size standard for 423410?
Under 13 CFR 121.201, a business classified under NAICS 423410 is small if it averages no more than 200 employees, counting affiliates, over the prior 24 months. SBA uses that number for loan eligibility and federal agencies use it for small business set asides. A firm above it can still qualify for SBA 7(a) and 504 loans under the alternative standard of $15 million tangible net worth and $5 million average net income.
How do photo equipment distributors finance inventory?
These distributors rely on revolving lines secured by inventory and dealer receivables, and watch obsolescence closely as models change quickly. Manufacturer rebate programs affect margins. Lenders look at inventory turns and customer concentration. A clean balance sheet and an up to date accounts receivable aging make the strongest case to any of these lenders.
What does NAICS 423410 cover?
Photographic equipment and supplies merchant wholesalers. Industry level code in NAICS 2022, under 42 Wholesale trade, 423 Merchant wholesalers, durable goods, 4234 Professional and commercial equipment and supplies merchant wholesalers, 42341 Photographic equipment and supplies merchant wholesalers.
What financing do NAICS 423410 businesses use?
Term loans, lines of credit, SBA loans and working capital are the usual products. Start an application and the AI matches the deal to lenders that fund this code.
Where do I put NAICS 423410?
On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.