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NAICS 812990, industry

NAICS 812990: All other personal services

NAICS 812990 is the industry code for all other personal services. Use it on loan applications, tax forms and registrations. Lenders price it on the business's own numbers rather than an industry program.

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What 812990 covers

This catchall covers personal services not classified elsewhere, such as wedding planning, party planning, dating services, personal concierge, bail bonding, shoeshine stands and life coaching.

Included in this code

  • Wedding and party planners
  • Dating and matchmaking services
  • Personal concierge services
  • Bail bonding
  • Psychic and astrology services
  • Life coaching

Not this code

Businesses that use 812990

Wedding plannerMatchmaking serviceBail bond agencyPersonal concierge

Financing for this trade

These service businesses use SBA microloans, small lines of credit and business credit cards, with bail bond firms needing collateral arrangements with sureties. Lenders look at bookings, deposits and the owner's credit.

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Is 812990 the right code for a personal service business not covered elsewhere?

Yes, if your personal service does not fit other 812 codes, such as wedding and party planning, matchmaking, concierge services, bail bonding or life coaching. Caterers use 722320. Event promoters selling tickets use 711320. Dating services and psychic services also fit here. Choose the more specific code if one exists.

What is the SBA size standard for 812990?

SBA sets the size standard for 812990 at $15 million in average annual receipts, averaged over the last five completed fiscal years and counting affiliates. Other personal service businesses at or under that figure qualify as small businesses for SBA 7(a) and 504 loans and for federal small business set asides. Most independent other personal service businesses fall well inside the limit, so size is rarely what decides an SBA application.

What financing do wedding planners and event services use?

Most use a business credit card, small line of credit or SBA microloan to cover deposits and marketing before client payments arrive. Lenders look at booked events, client deposits, seasonality and the owner's credit history. Bail bond agencies need surety backing.

What does NAICS 812990 cover?

All other personal services. Industry level code in NAICS 2022, under 81 Other services (except public administration), 812 Personal and laundry services, 8129 Other personal services, 81299 All other personal services.

What financing do NAICS 812990 businesses use?

Term loans, lines of credit, SBA loans and working capital are the usual products. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 812990?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.